Üdv! Angliába ha valaki az autóbiztosísban másodlagos soffőrnek van megjelölve, attól növekednek a bónusz pontok vagy csak az elsődleges soffőrnek?

Building up no claims discount

You can build up a car insurance no claims discount (NCD) on most types of motor insurance policy, including third party, third party fire and theft and comprehensive. You should, however, check the details if you buy temporary cover as it does not always apply.

The no-claims discount usually only accrues to the main driver. If you are named on someone else’s policy as an additional driver, you cannot normally build up your own bonus. Some insurers will recognise the claims history of named drivers, but only if they stick with the same firm when they eventually buy their own policy.

Named drivers might not be able to build up their own discount, but they can affect the NCD of the main driver. Let’s say your son is a named driver on your car insurance. If he has an accident that is his fault and which leads to a claim, it could jeopardise your own bonus. It’s something to bear in mind if you add any other drivers to you policy, particularly younger, less experienced motorists.

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